wisdom

New series: 10 ways to put money back into your budget without stopping the fun stuff!

The economy has been brutal to many and putting money back into the budget would be helpful to many families. Over the next several weeks, online I am going to write 10 posts covering easy, advice practical methods to reduce your spending without ending your daily Starbucks run, Sonic happy hour or eating out on Fridays. Alternatively, your conscience may speak and encourage you to begin giving more to your church or a ministry in need!

If you apply the ten ideas I will share with you, I believe you will have the potential of putting $100-$400 per month back into your budget. Some of you may know and already be applying some of these ideas, but together they can dramatically help you improve your monthly cash flow.

The first series post will be Friday, May 20th at www.dadcents.com/blog. Please share this with your friends!!!

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Thursday, May 19th, 2011 Financial concepts No Comments

11.19.2010 Proverbs 19:11

Proverbs Post #24-

Today I was reading in chapter 19, and verse 11 jumped out to me today.  It says:

19:11 A person’s wisdom makes him slow to anger,
and it is his glory to overlook an offense.

“A person’s wisdom makes him slow to anger,” may be a shocking statement to some. We have the tendency to think our rights allow us to express anger when we are wronged.  Another penchant is to jump to conclusions when we are not patient.

“It is his glory to overlook an offense,” offers a different thought process that we are accustomed to utilizing.  Why?  We want justice.  I might suggest that you, nor I always know the circumstances of many situations.  Have you ever unintentionally had something backfire as a result of misread intentions?  I have seen and experienced evenings and family excursions ruined by quick anger.

Are you slow to anger?

I want to challenge you to take up reading the Proverb of the day and the entire chapter as well.  Lord, please help each one of us to keep our focus on things above and not the things of this earth.  Amen.

I am using the Net Bible to quote from for these posts.

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Friday, November 19th, 2010 Proverbs No Comments

11.17.2010 Proverbs 17:16

Proverbs Post #22-

Today I was reading in chapter 17, order and verse 16 jumped out to me today.  It says:

 

17:16:
Of what use is money in the hand of a fool, ed
since he has no intention of acquiring wisdom?

 

“Of what use is money in the hand of a fool, viagra order ” is a pretty strong statement. Money is a tool that we can either use wisely or foolishly.  If a stranger looked at your check book, debit card or credit card would you be accused of being wise or a fool?

“Since he has no intention of acquiring wisdom,” makes me wonder how many continue their education process.  Are you passing on a  tradition of financial wisdom or ignorance?  Wise choices are not accidental.  How much time do you spend thinking about how the money in your possession is used?

Do you use money foolishly? 

I want to challenge you to take up reading the Proverb of the day and the entire chapter as well.  Lord, please help each one of us to keep our focus on things above and not the things of this earth.  Amen.

I am using the Net Bible to quote from for these posts.

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Wednesday, November 17th, 2010 Proverbs No Comments

11.5.2010 Proverbs 5:6

Proverbs Post #14-

Today I was reading in chapter 5, and verse 6 spoke to me today.  It says:

5:6 Lest she should make level the path leading to life,
her paths are unstable but she does not know it.

 

The entirety of chapter 5 is in regard to temptation by an adulterous woman.  It would be easy to take this only literally, which is very important for men, but I think we can also take this figuratively.  Men and women are tempted with infidelity but I believe the tempter could also be anything which leads a person away from God.

Verse 6 talks about the adulterous woman and the path she is traveling upon.  She avoids the “path of life,” God’s path, for the one she thinks is right.  “Her paths are unstable but she does not know it” refers to her traveling down a path that is very unstable, uneven and is ignorant of her decision.

Most that know me, would admit, I have the tendency to let people know how I feel.  In the past I have said many things that, with a little wisdom, would not have come out of my mouth.  There are so many people who believe they are doing the right thing because they do not have God’s word guiding their thinking.  I  have been convicted to be patient with those people and pray for them instead of criticize them.  2 Peter 3:9 tells us that God is patient with them also!

3:9 The Lord is not slow concerning his promise, as some regard slowness,
but is being patient toward you, because he does not wish for any to
perish but for all to come to repentance.

 

Are you criticizing or praying for those who are on an unstable path and do not know it?

I want to challenge you to take up reading the Proverb of the day and the entire chapter as well.  Lord, please help each one of us to keep our focus on things above and not the things of this earth.  Amen.

I am using the Net Bible to quote from for these posts.

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Friday, November 5th, 2010 Proverbs No Comments

11.1.10 Proverbs 1:20

Proverbs Post #10-

Today I was reading in chapter 1, vcialis 40mg drugs and verse 20 spoke to me today.  It says:

1:20 Wisdom calls out in the street, sickness

she shouts loudly in the plazas;

I will admit in the beginning of reading Proverbs every day, for nearly 4 years now, I did not recognize lady wisdom immediately.  Satan, the Great Deceiver, masks wisdom every day.  I have noticed that worldly wisdom is almost contradictory to Biblical wisdom.  Let me give you an example I found while writing my book.  I am sure you have heard of paying yourself the first 10% of your paycheck.  I know all of the explanations of why this is recommended.  The most common is that you need to save for retirement and the “only” way you are going to save that money is by paying yourself first!

What does the Bible have to say about the first 10%?  Proverbs 3:9 says “Honor the Lord from your wealth and from the first fruits of all your crops.”  Who should we write our first check to each month?

The real question is, “Why does a person need to save the first 10%?”  My 10 years experience in the financial consulting field showed me people are living way beyond their means and are very discontent!  If they do not save the first 10% they will not save any money because they spend all of their earnings each month, and sometimes, more than they make each month.

Do you hear wisdom as she shouts loudly in the plazas?

I want to challenge you to take up reading the Proverb of the day and the entire chapter as well.  Lord, please help each one of us to keep our focus on things above and not the things of this earth.  Amen.

I am using the Net Bible to quote from for these posts.

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Monday, November 1st, 2010 Proverbs No Comments

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